Job Title: Mortgage Underwriter -Renovation Loans Location: On Site or Remote Job Type: Full Time Department: Mortgage Underwriting Reports To: Operations Manager Overview: We are seeking a detail-oriented and experienced Renovation Loans Mortgage Underwriter to join our team. This role is responsible for underwriting renovation mortgage loan applications, including FHA 203(k), Fannie Mae HomeStyle®, Freddie Mac Choice Renovation and other renovation loan products. The ideal candidate will have a strong knowledge of agency and investor guidelines, renovation loan processes, and the ability to make sound credit decisions while ensuring compliance with all applicable regulations and act as Renovation subject matter expert for Underwriting Team providing detailed review of the residential renovation mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines. Key Responsibilities: Analyze and underwrite renovation loan files (including FHA 203(k), Fannie Mae HomeStyle® and Freddie Mac Choice Renovation) for creditworthiness, collateral, and compliance. Review and validate income, assets, liabilities, property valuations, and renovation plans. Collaborate with loan officers, processors, appraisers, and contractors to ensure renovation scope and cost feasibility. Assess construction budgets, contractor credentials, and draw schedules in line with loan program requirements. Ensure loans meet investor, agencies, and company guidelines and policies. Render underwriting decisions including approvals, suspensions, and denials with clear documentation and rationale. Monitor pipeline and meet productivity and turn-time expectations. Stay up to date with mortgage regulations, renovation loan requirements, and investor updates. Develop training manuals for FHA 203K, Fannie Mae Homestyle, and Freddie Choice renovation products. Assist in training and mentoring junior staff or newly onboarded underwriters, as needed.\ Qualifications: Bachelor's degree in the relevant field or equivalent experience in the mortgage and credit underwriting space. Minimum 5+ years of experience in Renovation Underwriting space. Meticulously review loan documentation for accuracy and completeness, including title and appraisals. DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) designation preferred. Strong understanding of FHA 203(k), Fannie Mae HomeStyle®, and other renovation loan programs. Proficiency with mortgage LOS (Loan Origination Systems) and automated underwriting systems (DU/LP). Excellent analytical, organizational, and communication skills. High attention to detail and ability to work in a deadline-driven environment. Preferred Skills: Experience working with construction-related documentation. Familiarity with investor overlays and niche renovation products. Ability to interpret appraisals and renovation budgets effectively. Strong problem-solving skills and a collaborative mindset. Compensation & Benefits: Aggressive salary structure. True and Better pricing strategies to win the customer. Comprehensive benefits package including health, dental, and vision insurance. Retirement savings plan. Paid time off and holidays. Opportunities for professional development and advancement. Supportive and collaborative team environment. Keystone Consulting Group Inc
French or Russian Translators Needed in ShenzhenAbout us:Our platforms empower them to capture images that were once out of reach. Our flying and camera stabilization systems redefine camera placement and motion. Amazing photos and video, treasured personal memories, and...
...Our team is currently seeking a creative and passionate Interior Designer with a minimum of 5 years experience who will be responsible for independently managing residential design projects through all phases of the process:design concept, budgeting/schedules, development...
...looking for the next generation of health care leaders. At AmeriHealth Caritas, we... ...illness in addition to evaluating and coordinating and implementing discharge needs for all... ...Package Flexible work solutions including remote options, hybrid work schedules,...
JOB DESCRIPTION EXECUTIVE THEATRE DIRECTORThe William Daniel Mills Theatre Company is focused on ensuring theatre is accessible, inclusive and a safe space for all professionals and students. We are designed to promote skill, career, and character development of young...
...Assistant Instructor Lifetime Activities is looking for a part-time assistant tennis coach in San Francisco location at the Goldman Tennis Center in Golden Gate Park (50 Bowling Green Drive.) Description: Share your love of tennis and help coach the next generation...